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Showing posts from July, 2025

Know What Your Money Can Earn: Compare Returns, Income, Growth and Maturity Before You Invest.

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  Know What Your Money Can Earn: Compare Returns, Income, Growth and Maturity Before You Invest. Investment Should Begin with the Result, Not the Product The language of investing often begins in the wrong place. The conversation quickly moves to Treasury bonds, corporate bonds, shares, unit trusts, commodities, deposits or infrastructure bonds, as though identifying the product itself is the investment decision. But the more important question comes first: What should this money achieve? Money intended to generate regular income should not necessarily be managed in the same way as money being accumulated for long-term growth, just as capital required on a known future date should not automatically be committed to an investment whose value may fluctuate significantly or whose maturity extends beyond the date it is needed. The objective determines the appropriate direction. A sound investment decision therefore starts with the desired financial outcome and works backwards to...

How Modern Leaders Can Stop Fighting the Last War: A Fresh Guide to Future-Proof Strategy.

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  When did you last stop and ask yourself a hard question? Is your biggest threat actually behind you — not ahead? It’s an uncomfortable question, yet for leaders, entrepreneurs, policymakers, or even community organizers, it’s a critical one. Too often, we focus on solving yesterday’s problems. We marshal resources, people, time, and passion while today’s challenges creep past the guardrails unnoticed. It’s the classic trap: fighting the last war. If you’ve ever studied history or just paid attention to the corporate missteps of once-mighty giants, you’ve seen it. Kodak stuck with film when the world embraced pixels. Nokia clung to keypads while the future was touchscreens. Blockbuster doubled down on Friday night store visits while Netflix mailed DVDs — and then streamed them. These stories get told again and again in business schools, yet the trap is easy to slip into. The thing about fighting the last war is that it feels right. It feels safe. It’s human nature to rely on what...