Why Kenya Farms So Much but Still Worries About Food: The Fix Starts in the Field.

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  Why Kenya Farms So Much but Still Worries About Food: The Fix Starts in the Field. Food security is not simply about how much food a country produces; it is about whether every person can consistently access sufficient, safe and nutritious food to live a healthy life. It rests on four interconnected dimensions: availability, access, utilization and stability. Availability asks whether enough food is produced, imported or stored to meet demand. Access considers whether households can afford that food and whether transport and distribution systems can deliver it where it is needed. Utilization concerns the nutritional quality, safety and proper preparation of food, while stability examines whether people can depend on these conditions throughout the year, including during droughts, floods, economic shocks and seasonal shortages. These dimensions explain why agricultural production alone cannot guarantee food security in Kenya. A strong maize harvest, for example, does not autom...
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Steps on How to Fuliza: A Quick Guide to Accessing M-Pesa Overdraft. 

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  1. Make Sure You Have an M-Pesa Account: First, make sure you're registered with M-Pesa. You can visit a Safaricom agent to sign up if you're not already a user.
  2. Activate Fuliza on Your M-Pesa:
  • Dial *234# on your phone.
  • Select the Fuliza M-Pesa option from the menu.
  • Follow the prompts to agree to the terms and activate the service.
  • You will receive a message confirming that Fuliza is activated and stating your overdraft limit.
  1. Check Your M-Pesa Balance: Before making a transaction, it's always helpful to know your balance. Fuliza will only come into play when you don’t have enough money in your M-Pesa wallet to complete a transaction.
  2. Start a Transaction:
  • When you're ready to send money, pay a bill, or buy something using M-Pesa, initiate the transaction as usual.
  • If your balance is insufficient, M-Pesa will notify you. It will provide an option to "Fuliza" to complete the transaction using the overdraft.
  1. Confirm the Use of Fuliza: You will receive a message. It will ask if you’d like to use Fuliza to complete the transaction. Confirm this, and the transaction will be processed using the Fuliza amount.
  2. Repay the Fuliza Overdraft: Once you've used Fuliza, Safaricom will automatically deduct the borrowed amount from your next M-Pesa deposit. Make sure to top up your account as soon as possible to clear the debt.
  3. Monitor Your Fuliza Limit: Keep track of how much you've borrowed and repaid. You can dial *234# at any time to check your current Fuliza limit and balance.

By following these steps, you can access Fuliza easily and manage your overdraft efficiently.

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